![]() ![]() Then create a budget according to your monthly payment amounts. The federal government’s website has a loan simulator that shows you how much you’ll pay with each plan. Choose the Standard Repayment Plan when you graduate to pay less over time, but only if you can afford the monthly payments. Rank your loans according to interest rate and put extra money toward the highest-rate loans first. ![]() Start with the Federal Student Aid website, where you can find multiple resources on where to begin with your repayment process. ![]() Sometimes borrowers are afraid to ask questions, especially if they find themselves in a tight spot and can’t make payments. Learn everything you can about your repayment options. Citizens Bank is here to help ensure student loans don’t weigh you down. Now you are ready to apply everything you learned towards a bright financial future. With perseverance and ramen noodles you graduated from college. ![]()
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